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Ready to move or under construction: which is right for you?

Price, GST, risk and rent: how the two options really compare in Bengaluru today.

Choosing between a ready home and one still being built is one of the first decisions every buyer makes.

Ready to move

  • You can inspect the actual home before you pay.
  • No GST applies once the occupancy certificate is issued.
  • You stop paying rent sooner.
  • Prices are usually higher, and the best units may be sold.

Under construction

  • Lower entry prices and flexible payment plans linked to construction stages.
  • More choice of floor, view and layout.
  • 5% GST applies, and there is a delivery risk if the builder is delayed.

Our advice

If you need to move within a year, focus on ready homes. If you can wait two to three years, an under construction project from a builder with a strong record often gives better value. We can arrange free site visits for both.

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