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Ready to move or under construction: which is right for you?
Price, GST, risk and rent: how the two options really compare in Bengaluru today.
Choosing between a ready home and one still being built is one of the first decisions every buyer makes.
Ready to move
- You can inspect the actual home before you pay.
- No GST applies once the occupancy certificate is issued.
- You stop paying rent sooner.
- Prices are usually higher, and the best units may be sold.
Under construction
- Lower entry prices and flexible payment plans linked to construction stages.
- More choice of floor, view and layout.
- 5% GST applies, and there is a delivery risk if the builder is delayed.
Our advice
If you need to move within a year, focus on ready homes. If you can wait two to three years, an under construction project from a builder with a strong record often gives better value. We can arrange free site visits for both.
Questions about a project? Our advisors reply on WhatsApp within minutes.
Ask on WhatsAppProjects mentioned in this guide
Ready to moveDemo listingAurelia Gardenia
SA-1009Kanakapura Road · Aurelia Developers
1 BHK, 2 BHK, 3 BHK
₹54 L – ₹1.34 Cr
Under constructionDemo listingAurelia Skyline
SA-1001Whitefield · Aurelia Developers
2 BHK, 3 BHK
₹1.12 Cr – ₹1.86 Cr
Ready to moveDemo listingKaveri Crest Lakeside
SA-1003Sarjapur Road · Kaveri Crest Realty
2 BHK, 3 BHK
₹98 L – ₹1.5 Cr